How do I check my insurance benefits?
Talk with your health care provider about a prescription to physical therapy for your musculoskeletal condition. As a consumer, you may choose where you receive these services regardless of the referral pad on which the prescription is written. Choose the clinic that best meets your needs, by a physical therapist that specializes in the evaluation and treatment of your specific musculoskeletal condition. Your insurance may not require a physician’s prescription and, although Washington State allows Physical therapist practice without prescription, we prefer for clients to have had a physician’s screen prior to working with us.
Call your insurance company and ask the following questions:
- What is my coverage for out-of-network physical therapy providers?
- What is your coverage for in-network providers?
- What is my maximal number of visits or maximal amount of financial coverage per year for physical therapy?
- You are responsible for understanding the insurance coverage of your physical therapy treatment, and for paying the remainder of the claim which insurance does not cover.
Regence and HMA members may check their benefits and other helpful information at www.wa.regence.com. |
